Month: September 2023

Top Short Term Investment Options

Top Short Term Investment Options

Investors are always looking for investment options to park money for a while, until they need it. Their go-to option is the regular savings bank account. But there are plenty more short-term options for investors. What is short term investment? Any investment option which is less than 

Are You Prepared to Deal with a Cancer Diagnosis?

Are You Prepared to Deal with a Cancer Diagnosis?

Cancer is one of the most dreaded diseases in the modern world. We’ve all heard of it and know of people who struggle with recovery after rounds of chemotherapy. India records nearly 1.1 million cases of cancer annually. Every year, Indians commemorate Cancer Awareness Day 

Maintain Your Healthy Resolutions with Health Insurance

Maintain Your Healthy Resolutions with Health Insurance

Most of us make lofty healthy resolutions at the start of every year. We promise ourselves that we’ll eat healthy food and exercise daily. Sadly, the resolutions fade in a few days or weeks when people resume their old habits. If you’d like to get healthy in the new year, here’s a look at how you can maintain your resolutions.

How to Maintain Your Health Resolutions in the New Year

  • Quantify Your Goals
    Instead of a generic resolution, give yourself a quantifiable goal. Instead of ‘I’ll lose weight,’ try ‘I’ll lose 3 kilos’ or ‘I’ll lose 2 inches.’ When you give yourself a goal you can measure, it becomes easier to track your progress. You will likely stick to such goals since there’s a way to measure how well your efforts are working.
  • Make Easy Diet Switches
    Most people make the mistake of drastically changing their diet to lose weight. They cannot sustain these diets for long and eventually give up. Avoid major changes and try minor healthy switches instead. Try whole-wheat flour instead of refined. Use brown rice instead of white rice and opt for whole grains instead of processed and polished ones. These tweaks will increase the fibre in your diet and help you stay healthy without making too many sacrifices. You can also limit your consumption of sugary drinks, sweets and fried foods.
  • Move More
    Sitting for hours and working can cause multiple health issues. Instead of trying high-level HIIT workouts, incorporate short activities into your daily routine. Choose to climb stairs instead of using the elevator every day. Walk to the next bus, train or metro stop to catch your ride home. Minor adjustments to your daily routine make it easier to maintain healthy resolutions than drastic changes.
  • Schedule a Doctor’s Appointment
    Before you try to get healthy, visit your doctor to understand your concerns. The doctor may recommend annual tests and screenings to catch diseases like hypertension, diabetes and cancer before they get out of control. Spending a few hours with your doctor could save you from years of medication to manage and treat lifestyle diseases like high blood pressure.
  • Focus on Rest
    Do not stretch yourself trying to get too many things done each day. A good night’s sleep is as vital for your health as a 30-minute brisk walk. Prioritise getting at least seven or eight hours of quality sleep every night.
  • Purchase Health InsuranceDespite all your best efforts, a health issue could get you hospitalised. A health insurance plan helps you deal with rising medical bills, leaving you free to focus on your health and recovery. Buying a health policy encourages you to remain healthy as it rewards you for every year that you do not make a claim. Consider plans like HDFC Life Click 2 Protect Optima Secure that offer additional coverage options and automatic restore benefits.Maintaining your healthy resolutions shouldn’t be tedious. Purchase a health plan when you’re young and healthy to benefit from low premiums and high coverage. Once you have a plan and reap the rewards of good health, you feel motivated to maintain it.

DISCLAIMER

Click 2 Protect Optima Secure (UIN: 101Y122V01) is a Non-Linked Non-Participating Combi Product with both protection and health benefits. Life Insurance Coverage is available in this product. The risks of this product are distinct and are accepted by respective Companies. For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale.

Why You Need Critical Illness and Disability Insurance

Why You Need Critical Illness and Disability Insurance

Can you ever be sure that you’re truly financial stable? Here are five signs that can help you answer this question. One of your greatest assets is your ability to earn a living, cover your household expenses and save for the future. But what if 

The Ultimate Guide to Affordable Health Insurance

The Ultimate Guide to Affordable Health Insurance

Introduction In today’s fast-moving world, staying healthy is very important. However, without proper health insurance, accessing quality healthcare can be a daunting and expensive task. This blog aims to unravel the mysteries surrounding affordable health insurance, offering practical solutions that will empower individuals and families 

Best 5 Credit Cards for Beginners in India Upto Salary 3 Lakh

Best 5 Credit Cards for Beginners in India Upto Salary 3 Lakh

Here a list of the best credit cards for the people in India whose salary lies between 3 to 5 lakhs per annum and can able to spend between 1 lakh to 2 lakh per year on a credit card.

Here at 2023 those credit cards where you get a minimum of 5% cashback on specific transactions and a minimum of 1% cashback on all other expenses.  You can apply for 2 different credit cards to combine two unique special offerings to get the best value.

As an example,
SBI cashback credit card for online spending and an Axis Ace credit card for utility bill payments to earn 5% cashback on both categories.

cashback-sbi-card ONE OF THE BEST CARD FOR
ONLINE SHOPPING
BILL PAYMENT
REFUELING

SBI Cashback is one of the best credit cards for online spending. You get 5% cash back on all your online purchases without any specific website restriction.

If you have an SBI cashback credit card you wouldn’t need ICICI Amazon pay, and Axis Flipkart and.

You get 1% cashback on all offline spending.

BEST CREDIT CARD FOR UTILITY PAYMENT

AXIS ACE CREDIT CARD

You will get 5% cashback on all utility bills payment using Ace card on Gpay.

You get 2% cashback on all other transactions without any limit which is the best among the beginner-level credit cards.

Keep Axis Ace credit card along with an SBI cashback credit card to make best combo of 5% cashback on Online Shopping and Utility Payments.

FOR ONLINE SHOPPING & AIRPORT LOUNGE

HDFC MILLENNIA CREDIT CARD

HDFC Millennia credit card provides 5% cashback on selected merchants like Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato.

You get 1% cashback on all other spends equivalent to SBI cashback.

You get 8 complimentary domestic lounge access per calendar year which is not available in the SBI cashback credit card.

LIFETIME FREE

ICICI AMAZON PAY CREDIT CARD

Amazon Pay ICICI credit card provides 5% cashback to Prime members and 3% to non-prime members on Amazon shopping.

You will get 1% on all other online and offline spending.


Flipkart Axis Bank Credit Card

BEST FOR FLIPKART SHOPPING

AXIS FLIPKART CREDIT CARD

Axis Flipkart credit card gives you 5% cash back on all your Flipkart spending except for hotel & flight bookings.

You get 1.5% cash back on all your transactions which is the second best after the Axis Ace credit card from this list.